Above All, Love

Love covers sin when we extend the forgiveness God has given us to others. “Above all, love each other deeply,…

Read more →

Strategies That Shape Substance

8 Holiday Traditions You Can Cut, Keep, or Totally Rethink

Dave-Ramsey-8-Holiday-Traditions-You-Can-Cut-Keep-or-Totally-Rethink-Chispa-Magazine

Each year we look forward to certain family traditions, like baking Granny’s gingerbread cookies or watching It’s a Wonderful Life with the kids. But sometimes all those fun traditions can get overwhelming. That’s why we’re giving you permission to choose what you want to do this year. Ignore the pressure to people-please, and instead pick the traditions that…

Dave Says: Do Both for Christmas + Snakes Bite!

Dave-Says-Do-Both-for-Christmas-Dave-Ramsey-Chispa-Magazine

Do Both for Christmas Dear Dave, We have three preschool grandchildren, and they get tons of stuff for Christmas every year. We’re in really good shape financially and would like to do something for their future this year instead of giving a toy that might get thrown in the corner. Do you have any suggestions?…

Hispanics to Dominate Growth in Consumer Spending, Need to Maintain Focus on Financial Planning

Chispa Magazine

Personal finance is a popular topic in the media with stories often covering consumer spending habits and/or offering ways that individuals can improve their own finances. A recent look into consumer spending habits in light of increasing demographic shifts produced some interesting statistics of one particular group: Hispanics. While much of the media’s focus is…

Get Inspired

Coming to Terms with a Terminal Prognosis

Terminal Prognosis-Chispa Magazine

It doesn’t matter if you’ve been fighting an illness for a while or you have gotten sick rather suddenly, a terminal prognosis is nothing short of life shattering. When faced with such a prognosis you may be left wondering how you are supposed to cope and come to terms while making the best of your…

Why Traveling With Your Family is Good for Your Health

Traveling With Family-Chispa Magazine

There’s nothing quite like a road trip—the freedom of the open road, the joy of finding new and exciting things in even the most familiar areas and the pleasant company of friends or family as you travel. It’s a great way to spend some vacation days and get away from the daily grind. But did…

Advantages and Disadvantages to Owning Your Own Spa

Why Minimalism Will Increase Your Joy-Chispa Magazine

Owning a business is a dream for many Americans. Unfortunately, it takes a lot of hard work, persistence, and funds to make it happen. Regardless, owning a business can provide you freedom, the ability to work in the industry you like, and provide a product or service to others. Spas are a great business to…