Dave Ramsey

Dave Ramsey is America’s trusted voice on money and business and the CEO of Ramsey Solutions. He has authored five New York Times best-selling books. The Dave Ramsey Show is heard by more than 8.5 million listeners each week on more than 550 radio stations. Dave’s latest project, EveryDollar, provides a free online budget tool.

Dave Says: Two Extremes

Roadmap_Chispa Magazine

Dear Dave, I’m about to graduate from college, and while I’ve been in school my mom has been handling most of my finances. Recently, I discovered she’s been taking my student loan money and spending it on herself. So far, it looks like she’s taken around $12,000, and I have a total of $25,000 in…

Dave Says: Beware of Overspending + No Magic Number

Dave Ramsey_Chispa Magazine - Featured

Beware of Overspending Dear Dave, I know you’re big on bargains and saving money. How do you feel about warehouse clubs, like Costco and Sam’s Club? —Jessica Dear Jessica, We have both of those in our neighborhood, and I’m a big fan. There are definitely some good buys and great bargains to be had in…

Dave Says: Fighting Fear + Use an Insurance Broker

Dave Ramsey_Chispa Magazine - Featured

Fighting Fear Dear Dave, After listening to your show, I want to try to get control of my finances, but I’m afraid to open up the bills. I make about $60,000 a year, but it’s a real struggle just to keep my head above water financially. My checking account is always overdrawn, and I don’t…